Overnight Riches: Dream or Delusion?

Liton Hossain Jihad: “Getting rich overnight”—the phrase rings like magic to many ears. Amid economic uncertainty, rising living costs, and dreams of financial freedom, countless people long for a shortcut to wealth. But here lies a crucial question: is it possible, or merely a fantasy driven by desperation and digital illusions?

Experts say the desire to get rich quickly is not new, but today’s internet-driven world—with viral stories, influencer lifestyles, and speculative trends—has made the idea more tempting than ever. Especially among youth, there’s a growing belief that one smart move—an app, a video, a coin—could change their lives forever.

The Timeless Allure of Sudden Wealth

From lottery tickets to crypto investments, viral content to online gambling—there’s no shortage of supposed “shortcuts” to wealth. Indeed, some individuals have seemingly achieved overnight success. Their stories are widely circulated, fueling hope in millions.

But the reality?
According to a global financial behavior study, more than 85% of people who pursue high-risk, fast-income schemes suffer significant financial losses. Psychologists call this obsession the “get-rich-quick syndrome”—a condition that clouds judgment and leads to impulsive decision-making.

Lottery Dreams and Harsh Realities

Worldwide, the lottery industry is a multi-billion-dollar machine, built on hope. In Bangladesh too, many people try their luck in various legal and illegal lottery systems.

But statistically, the chances of hitting a major jackpot are one in tens of millions. And what’s more alarming—numerous reports show that lottery winners often lose their wealth within a few years, falling into debt, depression, or social isolation.

The Viral Illusion: Social Media Fame and Fortune

Platforms like TikTok, YouTube, and Instagram have created a new breed of digital millionaires. It’s true that some creators, even in Bangladesh, have made a fortune through viral content or influencer marketing.

Yet, the success rate is under 5%, and for every viral success, there are thousands who struggle in silence. Content creation is not just about creativity—it’s a game of algorithms, timing, trends, and luck.

When Fast Money Leads to Scams

One of the most dangerous modern trends is the rise of online scams posing as “investment opportunities.” Fake crypto projects, Ponzi schemes, or shady forex deals lure people in with promises of 10x returns in days.

The Bangladesh Bank recently reported over 70 digital financial scams operating in the last 3 years, all targeting people with the “overnight wealth” mindset. Many victims lost their life savings.

Smart Alternatives: Fast, but Sustainable

While there’s no magic formula, experts suggest several legitimate paths that can lead to financial stability—and even wealth—more quickly than traditional 9-to-5 jobs.

● Skill-Based Freelancing

Digital skills such as graphic design, video editing, programming, content writing, or digital marketing can be learned within months. Platforms like Upwork, Fiverr, and Freelancer offer opportunities for consistent income.

● Entrepreneurship

Starting a small online business—selling fashion, food, or handmade products—via Facebook or Instagram is now more accessible than ever. Many successful brands began as side hustles.

● Passive Income Streams

Blogging, affiliate marketing, YouTube monetization, and online course creation can generate income over time with sustained effort.

The Psychology of “Quick Money”

Our brains are wired to crave instant rewards. The idea of effortless gain triggers dopamine—the same pleasure hormone linked to addiction. As a result, we may chase high-risk paths, ignoring logic.

Dr. Farhana Islam, a psychology professor at the University of Dhaka, says:

“The dream of getting rich overnight creates unrealistic expectations. When reality doesn’t meet these expectations, it leads to frustration, anxiety, and sometimes even social withdrawal.”

Redefining Success

True wealth is not only measured in money. Health, mental peace, relationships, and social contribution are equally important. Seeking quick cash at the expense of peace often leads to long-term regret.

Final Thoughts: Wealth Through Patience

Overnight riches are rare exceptions—not the rule. Most wealthy individuals reached their position through years of discipline, learning from failure, and building over time.

As financial advisor Rezaul Karim puts it:
“If you want to get rich, don’t try to jump—learn how to climb, quickly but steadily.”

So today, instead of buying into the dream of instant success, start developing a skill, build a smart income source, and invest your energy wisely.

Let us remember—
The goal is not just to be rich fast, but to stay rich forever.